Short-Term Green Tips For Home

Here is some short-term quick and easy steps to help you get started on the road to green in your home


Tip 1:"Green" your laundry.
Detergents, fabric softeners and bleaches can be toxic to your family and to the environment. Some surfactants and fragrances in laundry detergents contain hormone-disrupting chemicals that can't always be removed by wastewater treatment plants and end up harming local wildlife. Chlorine bleach is not only poisonous for humans, but can create dangerous byproducts, such as dioxin, when flushed down the drain. Get your clothes clean without all of the pollution by switching to eco-friendlier cleaners. The companies Ecover, Sun & Earth, Seventh Generation and OxyPrime make less-toxic alternatives to traditional laundry detergents. Try nonchlorine bleach such as OxyBoost or Ecover's hydrogen peroxide-based option.

$ Factor: The eco-friendlier detergents and bleaches cost no more than standard products.



Tip 2:A little warmer, a little cooler.
About 47 percent of the average household's annual energy bills stem from heating and cooling. Every degree you raise your thermostat in the summer will reduce air conditioning bills by about 2 percent. Lowering the temperature by one degree in winter will save you 3 percent on heating bills. Regular maintenance and a tune up every two or three years will keep your heating, ventilation and air conditioning, or HVAC, system operating efficiently, saving energy and money. A programmable thermostat -- excellent for a family that spends a good part of the day at work or school -- will shave 10 percent off your bill.

$ Factor: Adjusting your thermostat is free, easy and can yield big savings. A programmable thermostat starts about $30 and produces an annual savings of about $100.



Tip 3:Switch to cold water.
Almost 90 percent of the energy used to wash clothes is used to heat the water, according to the U.S. Department of Energy. Save money and energy. Wash your clothes in warm or cold water, instead of hot, using a detergent formulated for cold-water use.

$ Factor: Turning the dial from hot to warm will cut your energy use by 50 percent per load, and save you up to $63 a year, according to the Alliance to Save Energy.



Tip 4:Line dry -- like grandma used to do.
Dry your clothes on a laundry line rather than throwing them in the dryer. Clothes dyers are the third-largest energy users in the home, behind the refrigerator and washing machine, costing more than $100 a year to operate, according to Project Laundry List.

$ Factor: Drying your clothes on the line can save you as much as $10 a month, said Brad Stroh, co-founder of Bills.com. Laundry lines vary in cost, from about $5 for a simple rope line to $500 or more for deluxe models.



Tip 5:Stop the junk mail.
Each year, 100 million trees are cut down and turned into junk mail, with Americans receiving a total of 400 million tons of it every year. Earthworks Group, an environmental consulting firm, said cutting out junk mail is one of the most effective things people can do to reduce pollution. There are several ways to stop the flow of junk to your house.

$ Factor: For a $15 one-time fee, Green Dimes will send you a junk-mail opt-out kit that will remove your name from mailing lists for junk mail and catalogs. They then monitor the lists to make sure your names stay off of them, potentially reducing your junk mail by 90 percent. Green Dimes also plants 10 trees for each kit sold. Or, you can contact the Direct Marketing Association, and pay a $1 fee to be removed from some mailing lists.



Tip 6: Switch to Compact Fluorescent Lights (CFL).
Compact fluorescent bulbs use 75 percent less energy than incandescent bulbs and last up to 10 times longer. They're more expensive than traditional light bulbs, but it only takes about 3 months to make up for the higher sticker price in energy savings.

$ Factor: You will save $85 over the life of the bulb for each 60-watt light bulb you replace with a 15-watt CFL. You'll also save 543 kWh of electricity and reduce your CO2 emissions by 833 pounds.


Tip 7: Kill 'vampire' electricity.
Many appliances use electricity even when they're turned off. It's called a phantom load, or vampire electricity, and as much as 75 percent of the electricity used by home electronics and small appliances is used while they're turned off. The Ohio Consumers Council estimates that it costs consumers $40 to $100 a year.

$ Factor: The simple solution is to unplug small appliances and electronics when you aren't using them. Or, plug them into a power strip and turn the power strip off when you aren't using those items. Power strips cost $10 to $20 each, and can save you up to $100 a year, depending on how many electronics you have. Simply unplugging one television, computer monitor and fax machine when you aren't using it will save you about $6 a month, Stroh said.



Tip 8: Set up a compost bin.
Composting is a relatively easy and inexpensive way to reduce the amount of garbage your household produces. Through composting, yard waste such as leaves, grass clippings and food wastes such as vegetable scraps can be turned into a nutrient-rich soil amendment that reduces the need for commercial chemical fertilizers in home gardens.

$ Factor: Compost bins vary in cost, from a few dollars for a simple, homemade bin up to several hundred dollars for a ready-made system. Composting at home can make a significant dent in household waste. The Environmental Protection Agency, or EPA, estimates that about 25 percent of the 245 million tons of garbage going into U.S. landfills come from yard clippings and food.



Tip 9: Run full dishwasher loads.
You'll save up to 20 gallons of water per load, or 7,300 gallons a year. That's as much water as the average person drinks in a lifetime.


$ Factor: You can save even more money by running your dishwasher during off-peak hours, usually from 9 p.m. to 7 a.m. Many utility companies offer off-peak energy rates. And don't pre-rinse if your dishwasher can handle it.



Tip 10: Don't preheat.
Don't bother if you are broiling, roasting or baking a dish that will cook for an hour or more. Don't preheat for more than 10 minutes for breads and cakes. And when roasting meats or baking casseroles, turn off the oven 10 minutes to 15 minutes before cooking time runs out; food will continue to cook without using the extra electricity.

$ Factor: By reducing the time your oven is on by one hour per year, you'll save an average of 2 kWh of energy. If 30 percent of U.S. households did this, 60 million kWh of energy could be saved.



Tip 11:Watch that pot.
Use the right-size pot on your burners.

$ Factor: You could save about $36 annually for an electric range or $18 for gas.



Tip 12:Filter your water.
Buy a water filter for your kitchen faucet and put to good use yet another way to do away with those plastic water bottles that are clogging landfills and burning up energy in recycling plants. About 1.5 million tons of plastic are used on the bottling of 89 billion liters of drinking water each year.

$ Factor: You can buy a water filter for as little as $29, or about a month's worth of bottled water.



Tip 13: Don't run while you brush.
Turn off the tap while you brush your teeth. You'll conserve up to five gallons of water per day -- which could add up to 1.5 billion gallons that could be saved across the country each day -- more than enough for all of New York City.

$ Factor: You could save time and money on water, up to 1,825 gallons of water per person each year. This much water would fill your bathtub more than 35 times. A family of four could save almost 7,500 gallons a year.



Tip 14: No hint of lint.
Clean your dryer lint screen with every use and don't overload the dryer.

$ Factor: You'll save up to 5 percent on your electricity bill -- which could mean an energy-equivalent savings of 350 million gallons of gasoline per year if everyone did this. Also, run your dryer during off-peak hours. Check with your utility company to see if they offer discounted rates during off-peak hours and verify when those hours are. Better yet, use a clothesline.



Tip 15: From warm to cold.
Set warm wash and cold rinse cycles and save 90 percent of the energy used when using hot water only. And run your washer during off-peak hours.

$ Factor: Together, all U.S. households could save the energy equivalent of 100 thousand barrels of oil a day by switching from hot-hot to warm-cold cycles. Check with your utility company to see if they offer any discounted rates during off-peak hours.




Tip 16:Use low-flow water devices.
Wherever you use water, there's a low-flow device to fit it -- from hose nozzles, to showerheads, to faucet aerators. Handy products, such as the WaterMiser Waterbroom, use water and air pressure to remove dirt from outdoor surfaces, reducing water use by up to 60 percent. Low-flow nozzles save about 5 gallons a minute for a standard garden hose, and a low-flow showerhead uses as little as 2.5 gallons of water or less each minute and would save 25 gallons of water per 10-minute shower. Toilets made after 1996 use no more than 1.6 gallons per flush, while earlier versions can use from 3.5 to 7 gallons.

$ Factor: Low-flow hose nozzles cost less than $20; showerheads cost about $12 at home-improvement stores. Low-flow items can save you about 750 gallons of water each month per person in showers alone. They also cut your hot-water heating bills by up to 50 percent. New toilets -- from as little as $100 -- can reduce water use by up to 73 percent per flush. An even cheaper tactic: Put a water displacement bag -- about $2 -- or even a 2-liter plastic bottle filled with water in the tank away from the mechanism and you'll save almost a gallon of water per flush. Faucet aerators cost about $2 each and can cut water use from as much as 2.75 gallons per minute to as little as half a gallon a minute. Households using low-flow aerators save an average of 1,700 gallons of water each year.



Tip 17: Watch the Watts.
Gadgets such as the Kill-A-Watt and the Watt Minder help you find the biggest energy users in your home. Plug an appliance into one of these devices and it will tell you how much energy it uses per hour, month, or year, and how much it's costing you.

$ Factor: Wattage meters cost about $20 to $30. If you are interested in the bigger picture, rather than monitoring one device at a time, the Power Cost Monitor tracks, in real-time, the electricity use in your entire house and shows how much it is costing you. The monitor costs about $130 and attaches to your electric meter.



Tip 18:Make your own cleaners.
Household chemicals, including some cleaners, contain volatile organic chemicals, which contribute to indoor air pollution and may cause disease. A cost-effective way to make your home greener is to make your own household cleaners. Many homemade cleaners use non-toxic ingredients and clean just as well as commercial cleaners.

$ Factor: Making your own cleaner costs about 10 percent of the price a bottle of commercial cleaner, according to Karen Logan, author of "Clean House, Clean Planet." She says a bottle of her all-purpose cleaner costs 23 cents to make, versus a price tag of $2.69 for the off-the-shelf equivalent. If making your own cleaners isn't an option, look for cleaners carrying the Green Seal. Green Seal is a nonprofit organization that certifies products based on their environmental impact, biodegradability and other factors.



Tip 19:Reuse your water.
Water is a precious commodity, and too much of it goes down the drain. Install a rain barrel that attaches to your downspouts and collect rainwater off your roof. Rainwater is relatively free of contaminants and can be used instead of tap water for all kinds of outdoor uses: watering gardens and lawns, cleaning sidewalks and washing the car. Add to the benefit by reusing your gray water -- the waste water from doing dishes, laundry and showering. It's fine for watering plants.

$ Factor: Rain barrels cost $100 to $300 and collect from 50 to 100 gallons of water each. Savings on your water bill will likely be nominal. Recycling gray water can be as simple as reusing the water last night's pasta dinner boiled in to water your plants. More sophisticated systems, such as the Aqus from WaterSaver Technologies, disinfects, stores then and reuses the water from your bathroom sink to flush the toilet. It costs about $200 and reduces wastewater by up to 5,000 gallons per year in a typical household.



Tip 20:Zap your meals.
Microwaves are between 3.5 and 4.8 times more energy efficient than traditional electric ovens. Cooking and reheating with a microwave is faster and more efficient than the stovetop or oven.

$ Factor: Cooking with microwaves can reduce up to 70 percent of energy use for cooking. What's more, using microwaves extends the life of your oven significantly. And one more thing: Cleaning a microwave oven is a snap and saves even more of the cash you would spend on energy with a self-cleaning oven or on toxic-chemical oven cleaners.



Tip 21:Get picky on phosphates.
Pick laundry detergents without phosphates, which deplete the oxygen in water and as a result kill aquatic life. And while you're at it, buy only powdered detergent in cardboard packaging as opposed to a liquid in plastic packaging. The liquid contains water, which you already have, so it takes more fuel to ship that heavier container of detergent and water, not to mention the energy and petroleum used to manufacture the plastic container. The cardboard container also requires energy and resources to produce, but many are now made from post-consumer recycled paper and the trees they originate from are a renewable resource.

$ Factor: The cost-per-load comes out pretty much the same for powder and liquid, so going with the non-phosphate powders give you the chance to help the planet without any real cost to you.



Tip 22:Use commercial car washes.
Getting your car washed at a commercial car wash is better for the environment than doing it yourself. C ommercial car washes not only use significantly less water per wash -- up to 100 gallons less -- but they often recycle and reuse the rinse water.

$ Factor: If every American who currently washes a vehicle at home chose instead to go to a professional care wash -- just once -- up to 8.7 billion gallons of water could be saved, and some 12 billion gallons of soapy polluted water could be diverted from the country's rivers, lakes and streams.



Tip 23:Clean air filters.
Check air conditioning filters monthly to either clean or replace them. This will help the unit run more efficiently. Better yet: buy a permanent filter that can be washed and re-used. This will save you money over the long run and keep all those disposable filters out of landfills. If your unit is outdoors, check to make sure the coils are not obstructed by debris, plants or shrubs.

$ Factor: Clogged filters can make electric bills skyrocket and eventually cause extensive, expensive damage to your air handler.

Shades of '1984': Amazon Removing E-Books from Kindles

The New York Times'David Pogue reports that Amazon has decided to pull certain copies of electronic books from its shelves. In doing so, however, Amazon has also pulled them off of Kindles its customers own, and who had already purchased the books in question. Pogue notes a complaints page where Amazon users have begun posting confused messages, trying to figure out why their e-books have disappeared. The publisher apparently decided to remove the books from its electronic catalog and Amazon followed suit.

The irony, of course, is which author was pulled from Amazon's electronic shelves: George Orwell, whose 1984 and Animal Farm basically defined institutional paranoia. And, the fact that Amazon rarely comments on its decisions makes the action even more sinister.

The No Responsibility Society
Suing Because Your Daughter Is Texting So Much She Didn't Notice The Open Pothole

From the Houston, We Have A Problem Dept

A bunch of news outlets have been reporting on various versions of this story -- and I have to admit, it sounds so ridiculous that it reads like an urban legend. I was hesitant to even write about it at first, but with so many mainstream media sources covering it, perhaps it really did happen. It was reported in the NY papers last week. Basically, a girl who claims she was so focused on text messaging while working fell into an open manhole in Staten Island. Now, that should be embarrassing enough, but the really crazy part is the claim that the girl's parents are planning to sue the city for not adequately protecting their daughter from herself. At least they're not suing the mobile carrier or mobile device maker as well...The kid should be sued for being stupid and wasting the taxpayers dollars on the manpower to help her out.

Can Someone Explain How Video Games Are Worse For Kids Than Plain TV?

For years, video games have been a convenient scapegoat for politicians to use in complaining about the sort of thing "kids these days" do on a daily basis. In the past, it's been other things -- from TV to music to comic books. But, these days, video games pop up an awful lot. So I guess it should come as no surprise at all that a recent study I read in the newspaper said that parents put much greater limits on how much time kids can spend playing video games than they do on TV or movies.

Of course, this seems entirely backwards to me. Now I do not have children but I know what kind of crap is on TV. I can't imagine someone making the arguement of MTV over video games. Not that parents should let young kids just randomly play any video game, but if they're playing age-appropriate video games, you would think that would be a lot better than just sitting there watching TV with no interactivity whatsoever. Plenty of studies have shown that the interactivity of video games helps kids improve hand-eye coordination, problem solving skills and since video games have gone online, their social skills. While online the kids form 'clans," which are groups of their friends that get together and battle it out against other clans.

There are many educational video games as well. So why not encourage that? It's not examined in the studies, but I'd guess that the constant complaining about these "awful video games" has an impact on a busy parent. And the sensationalized media just plays it up and takes it to a new level.

RIP: Steve McNair

My heart goes out to Steve McNair's family, friends, and teammates. Just woke up to the news this morning on my way to get coffee. He was one of my favorite players growing up. McNair played college football at Alcorn State, where he won the 1994 Walter Payton Award as the top player in NCAA Division I-AA. He was drafted third overall by the NFL's Houston Oilers in 1995. He wore my fav #9. A class act who led the Tennessee Titans to their only Super Bowl in 1999 and shared the NFL MVP Award with Peyton manning in 2003. One of only 3 NFL Players to throw for 30,000 yards and run for 3,500. The other two players are Fran Tarkenton and Steve Young. That is great company to be in. And he was one of the toughest competitors that ever put on a NFL jersey. He will be missed.

NASHVILLE, Tennessee (AFP) — Former National Football League quarterback Steve McNair and an unidentified woman have been found shot dead. He was 36.

Police said they were called to a home in Nashville's downtown area where the former Tennessee Titans and Baltimore Ravens quarterback and the woman were involved in a double shooting.

Police said McNair was found on the couch in the home and suffered several gunshot wounds. The woman had a single gunshot wound and had the gun nearby her.

Officials said they don't have a motive for the shooting.

"We are saddened and shocked to hear the news of Steve McNair's passing today," Titans owner K.S. "Bud" Adams said.

"He was one of the finest players to play for our organization and one of the most beloved players by our fans.
"He played with unquestioned heart and leadership and led us to places that we had never reached, including our only Super Bowl. Our thoughts and prayers are with his family as they deal with his untimely passing."

A three-time Pro Bowl selection, McNair shared the most valuable player of the NFL award in 2003.

In 161 games (153 starts), McNair threw for 31,304 yards on 2,733- of-4,544 passing, with 174 touchdowns. He also ran for 3,590 career yards and 37 TDs.

McNair last played in the NFL in 2007 for the Ravens. He is a former third overall pick by Houston in the NFL's 1995 entry draft.

"I will remember Steve's smile, his laugh, his ability to cook -- the man could cook -- and just the human being that he was," said former Titans running back Eddie George.

"We had some great times together, wonderful personality. The football thing was one thing and I remember his playing days, but just the human being. He brought so much joy to so many people. He was a consummate pro and he was a gentleman."

Emotional Robots: Will We Love Them Or Hate Them?

03 July 2009 by Hazel Muir

NewScientist.com

Magazine issue 2715. Subscribe and get 4 free issues.

SUNDAY, 1 February 2009, and 100 million Americans have got only one thing on their minds - the Super Bowl. The Pittsburgh Steelers are poised to battle the Arizona Cardinals in the most popular televised sporting event in the US. In a hotel room in New York, 46 supporters gather to watch the game, munching burgers and downing beers. Nothing strange about that, of course, aside from the machines that are monitoring these sports fans' every move and every breath they take.

The viewers are wearing vests with sensors that monitor their heart rate, movement, breathing and sweat. A market research company has kitted out the party-goers with these sensors to measure their emotional engagement with adverts during commercial breaks. Advertisers pay $3 million for a 30-second slot during the Super Bowl, so they want to be as confident as they can be that their ads are hitting home. And they are willing to pay for the knowledge. "It's a rapidly growing market - our revenues this year are four times what they were last year," says Carl Marci, CEO and chief scientist for the company running the experiment, Innerscope Research based in Boston, Massachusetts.

Innerscope's approach is the latest in a wave of ever more sophisticated emotion-sensing technologies. For years, computers in some call centres have monitored our voices so that managers can home in on what makes us fly into a wild rage. The latest technologies could soon be built into everyday gadgets to smooth our interactions with them. In-car alarms that jolt sleepy drivers awake, satnavs that sense our frustration in a traffic jam and offer alternative routes, and monitors that diagnose depression from body language are all in the pipeline. Prepare for the era of emotionally aware gadgets.

Outside of science fiction, the idea of technology that reads emotions has a brief, and chequered, past. Back in the mid-1990s, computer scientist Rosalind Picard at the Massachusetts Institute of Technology suggested pursuing this sort of research. She was greeted with scepticism. "It was such a taboo topic back then - it was seen as very undesirable, soft and irrelevant," she says.

Picard persevered, and in 1997 published a book called Affective Computing, which laid out the case that many technologies would work better if they were aware of their user's feelings. For instance, a computerised tutor could slow down its pace or give helpful suggestions if it sensed a student looking frustrated, just as a human teacher would.

She also suggested that wearable computers could sense emotion in a very direct way, by measuring your heart and breathing rate, or the changes in the skin's electrical conductance that signal emotional arousal. Wearable "mood detectors" could help people identify their stress triggers or communicate how they are feeling to others.

The most established way to analyse a person's feelings is through the tone of their voice. For several years, companies have been using "speech analytics" software that automatically monitors conversations between call-centre agents and customers. One supplier is NICE Systems, based in Ra'anana, Israel. It specialises in emotion-sensitive software and call-monitoring systems for companies and security organisations, and claims to have more than 24,000 customers worldwide, including the New York Police Department and Vodafone.
As well as scanning audio files for key words and phrases, such as a competitor's name, the software measures stress levels, as indicated by voice pitch and talking speed. Computers flag up calls in which customers appear to get angry or stressed out, perhaps because they are making a fraudulent insurance claim, or simply receiving poor service.

Voice works well when the person whose feelings you are trying to gauge is expressing themselves verbally, but that's not always the case, so several research teams are now figuring out ways of reading a person's feelings by analysing their posture and facial expressions alone.

Many groups have made impressive progress in the field, first by training computers to identify a face as such. Systems do this by searching for skin tone and using algorithms to locate features like the corners of the eyes and eyebrows, the nostrils and corners of the mouth (see diagram).

The computer can then keep track of these features as they move, often classifying the movements according to a commonly used emotion encoding system. That system recognises 44 "action units" representing facial movements. For instance, one might represent a smile - the mouth stretches horizontally and its corners go up. Add to that an eye-region movement that raises the cheeks and gives you crow's feet and now you have a beaming, genuinely happy smile rather than a stiff, polite one.

Using these techniques, computer programs can correctly recognise six basic emotions - disgust, happiness, sadness, anger, fear and surprise - more than 9 times out of 10, but only if the target face uses an exaggerated expression. Software can accurately judge more subtle, spontaneous facial expressions as "negative" or "positive" three-quarters of the time, but they cannot reliably spot spontaneous displays of the six specific emotions - yet. To accurately interpret complex, realistic emotions, computers will need extra cues, such as upper body posture and head motion.

That's because facial expressions alone are ambiguous. A smile on your face might actually signal embarrassment if it's also accompanied by a downward pitch of the head, for instance. A backward head motion is one part of an expression of disgust. But if someone combines that with a downward movement of the mouth and one raised shoulder, they're conveying indifference. "If I just looked at the face and saw the mouth going down, I would score it as sadness. But the combination with the shoulder and head motion is 'I don't care'," says Maja Pantic, who studies computer recognition of expressions at Imperial College London.
Pantic's team eventually hopes to find ways of fusing information from body gestures and facial expressions together in real time to read emotions accurately, although she concedes it may be an impossibly complex challenge. "This research is still so very new," she notes.

Basic emotions
In the meantime, they are studying the dynamics of how expressions change, to see if this can help computers identify emotions more accurately. Intuitively, most people know that a faked smile is more exaggerated than a real one, and switches on and off more abruptly. Facial-tracking technology has confirmed that, and also revealed some more subtle differences (you can see a video comparing fake and real smiles at www.newscientist.com/issue/2715).

These subtleties came to light in a 2004 study of 81 adults by Jeffrey Cohn and Karen Schmidt at the University of Pittsburgh in Pennsylvania (International Journal of Wavelets, Multiresolution and Information Processing, vol 2, p 1). They used tracking technology to compare forced smiles with spontaneous smiles provoked by comedy videos. This showed that spontaneous smiles are surprisingly complex, with multiple rises of the mouth corners.

Other teams have been highly successful at the opposite end of the emotional spectrum: pain detection. Computers are surprisingly good at distinguishing fake pain from the real thing, according to a study published this year by Gwen Littlewort of the University of California, San Diego, and colleagues.
Her team investigated whether facial expression software could distinguish people in real pain (because their hands were in iced water) from others asked to fake pain. The computer correctly classified real or fake pain 88 per cent of the time. When the team asked 170 untrained volunteers to make the judgement, they were right only 49 per cent of the time - no better than complete guesswork.

This year, Pantic and her colleagues hope to find out whether computers can accurately recognise the signs of lower back pain from facial expressions and body posture. They hope that computers might be able to distinguish between real physiological pain and the pain someone might perceive, quite genuinely, if they expect to feel pain or are depressed, but have no physiological cause for it. It could lead to more reliable ways of assessing whether painkillers are effective. "If you get a prescribed medication for acute pain, we would be able to monitor whether these medicines are actually working just by observing a person's behaviour," says Pantic.

One group of researchers has developed emotion-reading technology for a particularly vulnerable group of people. Picard and Rana el Kaliouby of MIT have built an "Interactive Social-Emotional Toolkit" (iSET), designed to help children with disorders linked to sensory processing, such as autism, to understand emotions in other people. A camera monitors the face of someone the child is talking to, and identifies 31 facial and head movements. Software interprets the combination of movements in terms of six states: agreeing, disagreeing, concentrating, thinking, interested and confused.

Then a laptop-sized screen displays six labelled bubbles that grow or shrink accordingly. If someone's nodding and smiling during the conversation, the agreeing bubble grows. If the listener looks away, a growing red bubble signals disagreement or disinterest. The team will began randomised trials of the technology this month. For 15 weeks, one group of five autistic children will use the iSET, while two control groups will use either an interactive DVD that teaches emotional awareness or have only standard classroom training. Before and afterwards, the researchers will test how well the children identify emotional expressions unaided by the iSET to see if the technology helps them learn to identify emotions for themselves.

Patronising paperclips
Not everyone welcomes these developments. William Gaver, a designer at Goldsmiths, University of London, concedes some of the applications may be beneficial, but fears emotion-sensing computers will be used in patronising ways. Who could forget Microsoft's cringe-making "paperclip" that offered help with writing letters: Microsoft wisely killed it off because people found it so irritating. But what if some emotion-triggered reincarnated "Mr Clippy" started popping up everywhere?

"The nightmare scenario is that the Microsoft paperclip starts to be associated with anything from the force with which you're typing to some sort of physiological measurement," says Gaver. "Then it pops up on your screen and says: 'Oh I'm sorry you're unhappy, would you like me to help you with that?'"

Emotion sensors could undermine personal relationships, he adds. Monitors that track elderly people in their homes, for instance, could leave them isolated. "Imagine being in a hurry to get home and wondering whether to visit an older friend on the way," says Gaver. "Wouldn't this be less likely if you had a device to reassure you not only that they were active and safe, but showing all the physiological and expressive signs of happiness as well?"

Picard raises another concern - that emotion-sensing technologies might be used covertly. Security services could use face and posture-reading systems to sense stress in people from a distance (a common indicator a person may be lying), even when they're unaware of it. Imagine if an unsavoury regime got hold of such technology and used it to identify citizens who opposed it, says Picard. There has already been progress towards stress detectors. For instance, research by Ioannis Pavlidis at the University of Houston, Texas, has shown that thermal imaging of people's faces can sense stress-induced increases in blood flow around the eyes.

His team analysed thermal videos of 39 political activists given the opportunity to commit a mock crime - stealing a cheque left in an empty corridor, made payable to an organisation they strongly opposed. They had to deny it during subsequent interrogation, and were threatened with financial penalties and punishments of loud noise if the interrogator caught them lying (empty threats at it turned out, for ethical reasons). Computer analysis of the videos correctly distinguished the 15 innocent and 24 guilty "suspects" 82 per cent of the time.
Another fledgeling technique, called laser Doppler vibrometry, measures tiny stress-related changes in respiration and heartbeat from afar - indicators that are sometimes used to gauge whether a person is stressed, and hence possibly lying.

Picard says that anyone utilising emotion-sensing systems should be obliged to gain informed consent from the people they plan to "read". At least that way, whether you find it patronising, creepy or just plain annoying, you can hit the big "off" button and it will, or at least should, leave you and your emotions in peace.

I know how you feel
DO YOU reckon you're a master of reading another's true feelings? Many people think they are, but only about 1 in 100 of us are naturally gifted at recognising emotions in someone who's trying to conceal them, says Paul Ekman, a psychologist formerly at the University of California, San Francisco.

Ekman made his name when he identified the facial expressions of the seven key emotions that are universal, regardless of nationality or culture - happiness, sadness, fear, anger, disgust, contempt and surprise. He also acts as a consultant to law-enforcement agencies, advising them on how to spot liars from clues in their facial expressions, speech and body movements.

It takes considerable effort to be a good human lie detector. To begin with, it is essential to know your subject's "baseline" behaviour when they're not stressed. Then look for deviations from this when they're under interrogation. Ekman points out that not everyone is the same. For example, some people look fearful regardless of their emotions.

So there are no absolute signs that people are definitely lying, but here are some of Ekman's top tips for spotting a fraud:

DO THEY HAVE RHYTHM?
Clues in the voice include unusually long or frequent pauses. People who are having trouble deciding exactly what to say usually use fewer hand gestures to reinforce their speech - they're less likely to "conduct" their speech by waving their hands.

LOOK OUT FOR FLICKERS
People can't help showing their true feelings for a fraction of a second. For example, a person might try to conceal their feelings of contempt, but give it away with a fleeting raised lip on one side, so look out for these micro-expressions. (Test your ability to interpret micro-expressions at http://www.facetest.notlong.com/)

SPOT THE GESTURAL SLIPS
Some gestures, called "emblems", have a precise meaning within a cultural group. Examples include a shoulder shrug with upward palms, communicating "who cares" or "I'm helpless". Usually people make them obvious, but when lying, they may display an incomplete emblem. They might rotate their hands upwards on their lap - a subconscious fragment of the shrug that betrays their feeling of helplessness at not lying well.

Hazel Muir is a freelance writer based in the UK

Twenty Days

Twenty days until I leave for Chicago. Going to see Billy Joel and Elton John at Wrigley Field. We have This will be my 45th Billy Joel concert. Last time I saw him in concert was the Last Play At Shea w/Paul McCartney. I sat 2nd row with my cousin, my friend and his girlfriend. I have a huge chunk of Shea's outfield grass from that night. Looking to grab a piece of Wrigley too. This time I am taking someone very special to me. Our 1st Billy concert together. Hopefully not our last if she can put up with me.

Here is a video of Bennie and the Jets I found from their current tour. They do an unbelievable dueling pianos at the end of the song. If you weren't thinking of going to see them, don't pass up the opportunity.

Green Computing: Save Ink & Paper with GreenPrint World Edition

Even though we have technologies such as PDF’s, e-mail, and SharePoint sites that make it possible to achieve a paperless office, it seems like there is a never ending stream of printing going on, especially in the office environment. Today we'll introduce you to GreenPrint, an easy and free way to be more eco-friendly and save costs at the same time.

GreenPrint is designed to save printer ink, reduce unwanted pages, help reduce environmental damage, and save you money by catching pages before they go to the printer and optimize them to reduce waste.

Installing GreenPrint
Before installing you will need .Net Framework installed on your PC for GreenPrint to work. If you don’t it will download and install it for you. Most people should already have this installed, but it's good to know that it's a requirement.

You will be prompted to choose the default printer to use with GreenPrint during installation. Your default printer will be change to GreenPrint, which will then use the printer you choose on this step as the default physical printer to pass through.

Using GreenPrint
After everything is set up, GreenPrint runs quietly in the taskbar until ready to print. As a test I went to print out a webpage… note that GreenPrint is the default printer where all documents should be printed to.

GreenPrint will launch and analyze the page or pages you are printing out.

In the main user interface is where we can remove unnecessary images or text. Since this would print on 4 pages total you can choose to view all 4 or view them one at once or different combinations.

It functions very similar to most PDF viewers and gives you tools to remove pages, text, or images that you don't want to print, so you can save paper and ink. (for instance, if you look in this screenshot you'll see that the bottom page is useless and it would make sense to just remove it from printing)

The other feature is to print a document to PDF format which in itself saves a ton of paper and ink as some of the more technically inclined co-workers prefer a digital copy versus printing out 10 copies for every meeting.

With this option you can also leave in the extra pictures and / or text in if you want. Just click on the PDF button next to the Print button at the top. Then just browse to the location to store it.

The results are just as good as using other utilities like PDF Creator or the Microsoft Office 2007 PDF Add-in.

There is a very cool reporting feature that tells you how much money was saved and the positive environmental affects.

Conclusion
GreenPrint is a very cool utility which offers several options for eliminating needless images and text from documents. It is designed to help save paper, ink, and energy which is great for the environment. If that is not enough incentive to use it, then just consider the fact it will save you money as well. GreenPrint works on XP and Vista (32bit only) and there is also a beta version for Mac OSX.

GreenPrint World Edition is free and ad supported, the ads have humanitarian and environmental focus which is pretty cool versus random advertisements. To get ad free you will need to purchase the Home Premium or Enterprise version. The license also allows free email tech support, frequent version updates, and allows commercial use for your business.

Download GreenPrint World For Windows & Mac

Water Damage In Your Home/Office: Seven Scenarios

Water damage is one of the most common reasons people make claims on their insurance policy. Frozen pipes, broken pipes, leaky appliances, roof leaks, drain backups and rain water often lead people to discover the details of their insurance policies.

Water damage and homeowners policies can be a tricky issue. You really have to sit down and talk to your insurance agent and make sure you have coverage for basic issues. In my experience, insurance companies will not cover the cause of the problem but they will pay for any resulting damages. For example, if you had a malfunction of your water heater which flooded your home/office, they usually will not pay to for the actual repair of the damaged water heater. But they will cover any cost from the damage to the structure that the water caused.

This does not cover a freeze-up situation. If you the water damage was a result of the frozen pipe, if it was caused by unforeseen problem insurance covers repairs to both the frozen pipe and the resulting damages.

Again, please speak with your insurance agent if you have an issue. They are your friend. By talking to him it does not mean you are putting in a claim. Whereas if you call your insurance company and ask questions, they automatically log the call as a filed claim.

Here are common water-damage scenarios and possible coverages.

1: Its the middle of winter. You go away on vacation. The temperature drops to 5 below zero, causing your water pipes to freeze and burst. Your neighbor calls you why you are away to tell you that your house is a block of ice .

Are you covered?
Yes, you're covered for water damage from burst pipes, but most policies won't cover you if you've left the house unoccupied and without heat. If that's the case, your claim could be denied because you've failed to perform your "Due Diligence" that would have prevented that accident.

2: Your pool cracks and floods your lawn and into your basement.

Are you covered?
The damage to your basement and your personal property are covered, but not the damage to your lawn. But again, ask your insurance agent and check your policy. According to a sample policy, "We do not cover land, including land on which the dwelling is located." However, your lawn is covered if it's damaged by certain "named perils." These include fire, explosion, riot, aircraft, vehicles not owned by you and vandalism. The amount of coverage for lawns and plants is small — usually only up to $500. Swimming-pool leaks are not a named peril. But if your leak was caused by a tree falling on the pool, it would be covered.

3: Your washing machine overflows, flooding the basement.

Are you covered?
Yes. But it depends on your home insurer's view of the problem: Did you fail to maintain the washer properly or did sudden, accidental damage cause the flood?

"Most of the time, if an appliance breaks and water goes all over, insurance covers it. In the case of a washing machine, you might need to purchase replacement parts out of your own pocket because they were not maintained correctly, but the damage to your basement is covered," says Griffin.

4: A sewer backs up, flooding your basement.

Are you covered?
No. Standard home insurance policies don't cover sewer backups, and many specifically exclude damage from sewer back-ups. Special endorsements are available, at added cost, for sewers and drains. Call your insurance agent to find out if you have the endorsement. It is not a fun job to cleanup. Trust me.

5: Water seeps from the ground into your basement, damaging your foundation and interior.

Are you covered?
No. Seepage is considered a maintenance problem, not "sudden and accidental" damage, and is excluded from home insurance coverage. Rainwater falls into this category.

6: During a heavy rainstorm, water leaks through your roof. The roof is damaged, as is furniture.

Are you covered?
Somewhat. You're unlikely to be reimbursed for roof repairs because that's a house-maintenance issue. If if it turns out that wind has damaged the roof you might be covered. Call your insurance agent to find out if have an issue. But the water damage to your home is covered. Damage to your furniture is also likely covered if you have a standard H0-3 homeowners policy, but not if you have a generic HO-1 policy (which many insurers don't even sell anymore).

If your neighbor's tree falls on your roof, the damage to your roof, home and belongings is covered. Your policy also reimburses you up to a certain amount, usually around $500, for the cost of removing the tree.

7: A nearby lake or river overflows its banks, causing a flash flood in your living room.

Are you covered?
No. Flood damage is not covered by home insurance. You must purchase flood insurance for that. You can purchase flood insurance as long as your community participates in the National Flood Insurance Program. But flood insurance does not kick in for any property below the front door. Which mean if you get flooded and you walk into the damages area and have to step down to get to it, they do not cover anything below grade.


Tips
I touched on this earlier in this post. But I can't stress this enough. Don't shoot yourself in the foot by reporting damage to your home insurance company that's not covered by your policy. Your damage report may still go on your insurance record and look like a claim when you shop for new insurance in the future. Call your insurance agent. They are your friends. It will not cost you anything to ask them questions. And they will answer it honestly and openly because your are their client. their job is to serve you. Whereas the insurance company will be looking out for the insurance company.

Be careful how you report damage to your insurance company. While you should be truthful, make sure you explain the situation using the most accurate language — or you could find your claim denied.

"What you say initially can affect the outcome of your claim. Many people believe their house is flooded because it's full of water — but it's not a 'flood' by the insurance definition," says Allan Sabel of Sabel & Associates, a Bridgeport, Conn.-based adjusting firm.

This may seem like a minor distinction, but your insurer has a very narrow definition of a "flood," which is not covered by home insurance. To an insurance company, flooding means that the water came from an overflow of a lake, stream, river or other body of water. If it didn't, don't even say the word "flood," says Sabel. If your basement is filled with water due to a burst pipe, it's not a flood — even if its depth is knee-high.

"You just have to be careful," Sabel says. "Know exactly what is in your policy, what's covered, what's not covered, and report your claim accurately."

Read how one five-minute call to your insurance company can dog you for seven years.

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Avoid the Seven Deadly Sins of Networking and How To Avoid Them

At a time when nearly all of us are scrambling for opportunities and helping others to do the same, people are in networking overdrive. Not a day goes by that I don't get a few emails from friends seeking introductions to other friends. All that connecting carries a huge risk of mistakes and missteps. Here's just a sampling of the many ways that well-intentioned attempts at networking can go wrong, and some simple ways to do better.

1. Asking for an introduction when you are too busy to properly follow up. We've all been there. You learn that someone you know knows someone you want to know and you are champing at the bit. You shoot off an email without much deliberation, the person replies promptly (since you have a mutual contact), and because you're completely swamped, you find it impossible to make time to meet.

Solution: Next time you learn that one of your contacts knows someone you want to know, file that information away and tell your friend you might ask for an intro when you're less busy.

2. Sending a too-long email that asks no question. As an networking novice, this is a species I know all too well. These emails usually contain some variation of "can you help?" as the header. The body of the email rambles on, hinting at some need, but never quite articulating a question. My first instinct is to delete these emails, and if they come from a stranger, that is often what I do (encouraging dialogue with ramblers can only lead to no good.) If I can see the bones of a question beneath the layers of fat (or if the sender is a friend of someone I know), I try to figure out what the person is looking for and answer the question I think is being asked.

Solution: When asking someone for advice, for an informational interview or for any other help by email, write a succinct note and be clear about what you are asking for.

3. Making introductions on behalf of people you can't vouch for. We all want to help people find new opportunities, but it can be damaging to your relationships and reputation to recommend people when you can't vouch for them. LinkedIn, which has automated the process of making introductions through mutual contacts, has made this problem more prevalent.

Solution: Next time a friend asks you to make an introduction on behalf of someone you don't know, instead of blindly recommending the person, ask your friend if he or she can provide a rave review. If the answer is yes, then you can tell your contact that while you don't have firsthand knowledge, someone you respect has given the person a strong review. If the answer is no, then your friend will certainly understand if you decline to make the introduction.

4. Making incorrect assumptions. This rule gets violated in many ways, but the most common is when you assume that you know what someone else wants -- in a job search, in building a business, in adding people to a network -- so you take some action designed to help without checking first to see if your efforts would be appreciated. Meddling relatives are experts at this.

Solution: Next time you have a brilliant idea for someone else's business, job search, or networking, ask first before you take any steps to help.

5. Using a social network without knowing how it works. Lots of attention has been paid to young people behaving badly on social networks. But what about middle-aged folks who join Facebook and don't realize that a wall posting is not a private message or that it is common courtesy on Twitter to acknowledge someone when you "retweet" one of their messages.

Solution: When you join a new social network, read up or watch an online tutorial on how it works and be an observer for a little while before diving in. If you make a misstep even when you know the rules, find an appropriate way to acknowledge your error.

6. Failing to properly follow up. If someone takes the time to help you in any way -- giving an informational interview, making an introduction, reviewing your resume, sending you a new client -- remember to follow up and give proper thanks. In most cases, a quick email, hand-written note or call will suffice. But what if you feel greater thanks are in order?

Solution: Send an Amazon gift card -- it's something practically anyone would appreciate and you can order it and have it delivered by email with a few clicks of the mouse. If you're strapped for cash, consider recommending the person on LinkedIn (assuming you're both on LinkedIn, and who isn't these days?)

7. Sending unwieldy attachments or too many samples of your work. If you're asking someone for advice and including samples of your work, make it as easy as possible for the person to review those samples. Rather than including attachments, which can be burdensome to open, try to include links to URLs. Free services like LinkedIn or VisualCV allow you to create an online version of your resume that includes a URL that you can selectively share. (I believe these new age resumes will soon completely replace the old-fashioned paper variety.) If you have a portfolio, set up a simple website to showcase your work.

Do you have any pet networking peeves -- and suggestions for how to avoid them? If so, please share in the comments.

A Closer Look: Cause of Death

Where There's a Will... There's a Dead Guy

Another book I just downloaded on my Kindle from one of the greatest minds of our time.

Celebrating birthdays are always much more fun than thinking about becoming one with Force. But death can be quite interesting when broken down into unexpected statistics, false perceptions, bizarre myths and questions worth asking about diseases, accidents, occupational hazards, poisons, infections, murder, animal attacks, insect bites and war. Cause of Death: A Perfect Little Guide to What Kills Us by Lucy Autrey Wilson, Jack Mingo and Erin Barrett, a new book from George Lucas Books and Simon & Schuster, explores all the things that make us become Jedi ghosts before our time.

"As it must to all men, death came to Charles Foster Kane in one of the most famous movies of all time," filmmaker George Lucas writes in the book's introduction. "The eloquence of that notion -- that death will come to every single one of us -- has always been a bit of a morbid fascination for me. But is it really so morbid to be curious about the only thing in this world that is truly certain?.... But death is truth -- and its undeniably fascinating. So, I hope that Cause of Death will intrigue, inform, illuminate and perhaps even inspire you to action -- because when we learn a little about how we die, we also learn a lot about how we live."

Author Lucy Autrey Wilson, who fans might recall began her career with Lucasfilm in 1974 when she typed the script to the first Star Wars movie on an IBM Selectric typewriter, talks with Starwars.com about why George Lucas asked her to research a book about a topic most of us would rather avoid altogether.

How did the Cause of Death book project come about? Why did George Lucas want a comprehensive book of statistics and facts about all the ways humans can die?
In November 2000, in an interview between George Lucas and Tom Grace, George fleshed out his interest in a book that would provide "real" numbers and information on causes of death instead of the "funny" numbers one finds every time you read a newspaper or magazine. He thought providing people with the truth about death statistics would be both useful and entertaining. His good friend Jim Henson had died suddenly May 1990 from a bacterial infection. Because Henson traveled a lot, George had wondered if he caught the bug that killed him in an airport and that led to wondering what the most deadly diseases in the world really were. Tom had volunteered to write and research causes of death thinking it would provide good background for one of his thriller novels. The plan was for him to use his brother's proprietary software to search and find all the desired data online so the book could be put together quickly. Who knew, however, that finding accurate information on what a driver was doing when he crashed his car and was killed, or whether a virus is deadlier than bacteria, or whether people in war died more often of disease or gunshots, or which is the deadliest animal in Africa, etc. would be so much work!

How did you start tackling the research for this project?
My success with publishing Star Wars was to put the various projects into the right hands, which included a team of people who could provide the writers with the research and background they needed. After a year of death research that didn't even dent the surface of what George Lucas was interested in, Tom Grace left the project. By then I knew the book had to hinge on a consistent framework so the numbers being compared were apples to apples and not just random facts that didn't relate to each other. Tom had uncovered the databases maintained by the World Health Organization (WHO) and we had broken down all deaths into interesting groupings. Similarly, the U.S. mortality statistics reported by the Center for Disease Control (CDC) were synced up to the numbers reported by the WHO. What had become clear was that one couldn't count on online newspapers, bloggers or others to always have their facts straight. We needed to get the bulk of our data from more reliable sources -- i.e. via viable governmental agencies that have massive teams of people to report and track statistics.

With the help of another writer/researcher Jane Ellen Stevens, official sources for stats beyond the WHO and CDC were revealed from the United Nations to the National Highway Traffic Safety Administration to Medline (part of the National Library of Medicine which helped enormously in turning medical terminology into "English" ) to the Bureau of Labor Statistics etc. With a framework of related death numbers reported by both the WHO and the CDC, now research needed to be done via hundreds of databases that would uncover answers to the questions George was asking. By 2004, completely hooked on the subject, and realizing I needed to know the data as well as any contributing researcher in order to edit the final book, I decided the only way to get the project done was to do the bulk of the remaining research myself and hire word-smiths who could then turn the facts into fun.

How did the Internet help with your research?
Without the Internet there would be no book. Thank heavens for Google! And thank heavens for how much all governmental agencies worldwide were uploading and making information accessible between when the research first started in 2001 to when it became intense in 2004. This is one area our tax dollars are really put to good use. Once the numbers, for example, for all worldwide and U.S. accidental deaths were known, then one needed to drill down to find the cause (cell phone or speeding, ladder or hot water, etc.). But when it came to certain areas, it wasn't easy. Neither the CDC nor the WHO list deaths by whether they were caused by a water buffalo or a hippo (in fact most deaths in Africa, China and other countries are best guesses). Nor do they include information on whether someone died being hit or struck while playing baseball or football. So, to flesh out the chapters on Accidental death by Flora and Fauna, Nature and Sports, for example, required coming up with a list of everything to be included (i.e. for Flora and Fauna, a list of mammals, birds, reptiles, insects, marine animals, and flora A to Z) and then doing a Google search on each creature on the list to find out as much info as was out there on people killed by that particular agent.

What statistic or fact did you learn in writing this book that surprised you the most?
I probably spent the most research time on death by Flora and Fauna and Bugs. What surprised me in the Flora and Fauna section is that although death by shark attacks, mountain lions, bears, etc. are always front page news, we don't die very often from the creatures we share the planet with. In fact, it made me really sad to realize how many of these creatures man has managed to wipe out. In researching accidental deaths from motor vehicles, I was surprised by how many pedestrians are killed annually (I'm now very careful when I cross the street) and in researching death by Bugs (bacteria, viruses, fungi, parasites and prions), I never fully realized how truly nasty those little microscopic creatures really are (especially if one has a weakened immune system). So, I'm now very good about washing my hands.

Which section of the book is your favorite and why?
I like Accidental deaths by Flora and Fauna and Bugs the best because they were the hardest to figure out and the most interesting. While I was working on the book, people were always asking me if I found the subject really depressing. The answer is no. What was increasingly refreshing was the realization that almost all premature deaths are preventable if you follow general guidelines (wash your hands, exercise, watch what you eat, etc.). That led to a decision to rank the deaths in the book by whether they happen prematurely rather than when one takes all ages into account. What was also uplifting is how much we've improved our average life spans since my parent's generation with inventions like seat belts, bike helmets and improved medicines.

What's the weirdest way to die?
One of the weirdest (and saddest) ways to die is from Scleroderma which killed one of my favorite painters, Paul Klee, and also a very sweet fellow Lucasfilm staffer many years ago. It's very rare, (only one person died of it in the U.S. in each of 2004 and 2005). It's a form of arthritis that causes the skin all over your body to become progressively hardened.

What's the most common way to die?
The most common way to die is by self inflicting your body with too much of the wrong substances (tobacco, high cholesterol foods, high fructose corn syrup, alcohol, etc.) which raise the probability you'll die from some kind of cancer or organ failure.

Why do you think this book will be helpful to readers, as well as entertaining?
I think Robert Young Pelton's introduction sums it up pretty well. It is an active body and inquisitive mind that keeps us young. We are all going to die, but we can live life longer and more fully by doing simple things like wearing a seatbelt, skipping dessert and never smoking. I hope the reader, rather than brood about all the horrible things that can kill you (or has just killed someone you read about daily in magazines and newspapers), will be careful to avoid the bad things that are within their control and go out and have a good time.

Can you talk a little bit about how George Lucas Books was created and why?
In 1999, I had been running the Lucas Licensing Publishing Department for about 10 years when George Lucas first mentioned he was interested in books on subjects that had nothing to do with Star Wars. Even though packaging and licensing books on our own popular movie properties was very different from developing factual nonfiction, I believe in the saying "Where there's a will there's a way" and took on the challenge of turning George's interests into books. One of the books was to be on causes of death and other general film-related books were also planned. So with one author already on board to research and write the death book, I hired Jonathan Rinzler to help edit the new nonfiction. That same year, we made a five-book deal with Ballantine to publish the new imprint nonfiction titles. The plan was to develop these books together with our publishing partner while continuing with our regular licensed projects. Each nonfiction book would have one author to both do the research and write.

Starting with one or two Star Wars titles per year in the late 1980s, the Lucasfilm publishing program had been built up so by the early 2000's we were publishing between 100 and 200 mostly Star Wars books, magazines and comic titles per year. When it became clear the new nonfiction was going to take a lot more time than anticipated, I left Licensing in August 2003 to join JAK Films and manage the new imprint as a department of one. Over time I realized most authors who are good with words are not that good with numbers and the one author-one book approach wasn't producing the desired results. Eventually, the arrangement with Ballantine was dissolved as unworkable and JAK Films moved forward packaging and publishing each title individually. That resulted in the very fine team at Simon & Schuster becoming the Cause of Death book's publisher and contributing the really great book design.

Cause of Death: A Perfect Little Guide to What Kills Us by Lucy Autrey Wilson, Jack Mingo and Erin Barrett, a new book from George Lucas Books and Simon & Schuster is on shelves in bookstores nationwide.

Home Owners and Renters Insurance

Types Of Coverages Available

Additional property coverage

Some insurance policies also provide additional property damage coverage when a loss occurs as the result of a covered peril.

Covered items include:

1. reasonable temporary repairs

2. necessary to protect the property against further damage

3. reasonable cost of removing damaged property and debris

4. expenses of removing property and storing it for up to thirty days

5.reimbursement for fire department service charges

6. reimbursement of up to $500 for loss of credit cards, check forgeries or acceptance in good faith of counterfeit money.

Most renters’ insurance policies do not have a property damage component. Some renter's insurance policies, however, do provide for loss or damage to the premises caused by the renter.

Home Owners and Renters Insurance

What Does Property Damage Cover?

The property damage portion of a homeowner's policy covers loss or damage to the home and other structures on the property. In the event of a total loss, the amount paid depends upon the dwelling policy limit of the insurance contract as well as the type of coverage provided under the contract.

On some policies, other structures (such as detached garages, tool sheds, fences, guesthouses, and gazebos) are typically covered at the rate of 10% of the limit set for the dwelling itself. For example, an insurance contract that provides $100,000 coverage for a dwelling typically will provide up to $10,000 coverage for other structures. Trees, shrubbery and other landscape are typically covered for 5% of the dwelling limit.

Know your policy, talk to your insurance agent, they are your friend.

How to Live by the Numbers: Health

The Frequent Walker Program

—Brendan I. Koerner

WIRED MAGAZINE: 17.07

Unless popcorn shrimp is on offer, many Americans are loath to walk any more than necessary. That chronic sloth is a drag for employers, whose health care costs can swell in tandem with their workers' waistlines. Now Virgin impresario Richard Branson thinks he can save businesses a bundle with a program that turns personal fitness into a game, complete with reams of stats to obsess over. When companies sign up with Virgin HealthMiles, their employees rack up rewards for staying active: The more you walk, the closer you get to earning HealthCash, which can be redeemed for real cash or gift cards from Amazon.com, Target, and (curiously) Omaha Steaks.

Participants are issued pedometers and challenged to take 7,000 steps a day. That's about 3.5 miles—40 percent more than the average deskbound adult's daily distance. Hitting that goal in a day garners 20 HealthMiles, the program's equivalent of frequent flier points. Bonuses are available for simply logging in to the HealthMiles Web site (10 miles), taking a no-smoking pledge (500 miles), or updating your blood pressure, weight, and body fat at a HealthMiles kiosk (200 miles).

I gave it a go and found that once my routine perambulation was assigned a numerical value—and valuable gifts were on the line—I began dedicating inordinate effort to meet that 7,000-step target. At first, I was aghast to learn that despite my 25-minute trudge to the office, I averaged only 6,600 steps per day. The problem? I'm tall, and my legs are longer than average. So I shortened my stride.

Alas, I'm still nowhere near reaching HealthMiles' vaunted Level Five, which pays $500 in HealthCash. Employers that offer the program pick up that tab, but it could be a worthwhile investment: Virgin CEO Christopher Boyce claims that corporate clients can cut $2,500 off the annual cost of health care provided to each participant. Imagine how much more they'll save if Virgin ever develops a pedometer capable of stopping people from walking into a Dunkin' Donuts.

Happy Father's Day

Happy Father's Day to all the fathers out there from Advanced Restoration Corp.

Face Gets Shutout, Then Shuts Game Off

This is a personal post. It has nothing to do with my job at all. Nothing to do with Advanced Restoration, water damage, mold remediation, the insurance industry, insurance agents, fire damage, disasters, disaster planning, or any kind of property damage.

I like to play video games in my spare time. I feel comfortable saying that knowing I am not in the minority. I am 33 years of age and I am the average age of a video game player. Video games are not for just kids anymore. The video game industry is a multi-billion dollar industry. And it continues to grow every month. It was even put into the Patriot Act that the government can listen into the conversations on XBox Live without a warrant for fear of terrorists using the platform to organize and plan attacks against us. It is a cheap way to communicate all over the world. For the price of an XBox360, a broadband connection, and a recurring $50 yearly charge, you can talk to people all over the world as long as you and the person you are trying to connect to are signed in to XBox Live. And you can have up to 8 people in your "party." When I was in Rhode Island, this was my saving grace. Because I could still sign in and hangout with my brother and friends on Long Island when I wanted.



I usually play video games with a core group of guys that all went to High School with me. I know this might sound funny to the non-gamers but the competition can get, whats the nicest way I can put this.......heated. A lot of yelling and screaming at each other. Some cursing I wont lie. Arguments between friends can carry over for a few days. It can even carry over to the golf course. And the bragging rights are really what it is for. So you can talk trash to each other.



And this is the ultimate trash talk. For everyone to see. So on that note, me and my buddy Face, we don't call him Face because of the A-Team just a nickname given to him high school, have been playing this hockey game. We are the only two out of our friends that play it because we beat everyone else. Very old school Nintendo style with the fat, medium, and skinny guys. Great game. But we have Mastered this game so much that the competition gets very, very heated. I'll give him credit, we played a best of seven of seven tournament. Which is we play a best 4 out 7 tournament and count that as one game in a best 4 tournaments out of 7 tournaments. And he won. Beat me 4 tournaments to 2.

But then things have changed. I have beaten him 14 straight at one point. The only thing we had to play for against each other is that neither one of us had shut the other person out. And that is the main reason why I posted this. We played a few weeks ago and we were having connection problems. The service kept booting us in the middle of the games. The last game we played that night, I was winning 8-0. Never got that close to shutting him out. I scored my 9th goal, and the game crashed. Thankfully I live alone so nobody could hear me scream. He swore he didn't do it and it was the game. I knew he did. And I was pissed. It took us about a week before we really talked. He kept saying he didn't shut the game off and it was XBox Live. So I let it pass.

I got home from work last night about 7pm. Wasn't planing on going out as I had to be in my office early this morning. Face and I were going to play a game of hockey and then play Tiger Woods Golf on Bethpage Black. I called it before the hockey game that I had figured him out and he was going to get shutout this game. Again, I had him 8-0. And just as I scored my 9th goal, he shut the game off. I wasn't pissed this time. I laughed. Now I know, I shut him out............

Twice!!!!

So I took a picture of the final games stats for all to see. Face quit. Face got Shutout. Twice. Look at the Hits. 50-16. Ouch.